How to Become a Financial Analyst in Your Own Life 2019

I am horrible with the checkbook. I fell into the same trap as many twenty somethings did back in their teens when the credit card companies made them a member of their mass mailing club. I received my Youve been pre approved! envelopes containing persuasive letters from the big guns of the credit world. Visa, MasterCard, and the pro of all marketing ploys: American Express. It is tantalizing to a 16 year old, you spend like the plastic doesnt represent real money, and then you get the bill. Ow, reality hurts. Now I am twenty four and still cleaning up my mess. My credit is shot and despite my carefree outlook on life, I have realized that I need to start learning how to be financially responsible so I can hope to buy a home and be successful with my income in the future. Being your own financial analyst means realizing that what you earn is not necessarily what you can spend. While I am fully supportive of the idea of blowing that first celebratory paycheck at the mall, I do also want to stress that I have learned the importance of savings and cutting out what it is in life that causes expenses that you dont really need. .ud9eeb5365685ba106415cbd594e83c69 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .ud9eeb5365685ba106415cbd594e83c69:active, .ud9eeb5365685ba106415cbd594e83c69:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .ud9eeb5365685ba106415cbd594e83c69 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .ud9eeb5365685ba106415cbd594e83c69 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .ud9eeb5365685ba106415cbd594e83c69 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .ud9eeb5365685ba106415cbd594e83c69:hover .postTitle { text-decoration: underline!important; } READ Online Degree Options in Health CareA great first step is to find a bank that offers direct savings programs. Many, if not all banks, will set up a joint checking/savings account for you, which automatically deposits a percentage each month from your checking into your savings. It is usually a small enough of an amount that you dont even miss it, and at the same time you have accomplished a brainless way to save money. This can add up, and when you get your monthly statements, you will be pleased to realize that you have managed to save some cash without suffering during the process. Secondly, draw upon your bank statement to make an itemized list of what you spend your money on each month. What will you simply die without and what can you manage to kiss goodbye? A night out at the movies is an average of $9.50 per person. Blockbuster is 4 bucks. Which movies can you turn away from until they arrive onto DVD? A meal out can average anywhere from $4 for a fast food lunch to $15-20 a person for a median priced sit down. Grocery shopping and cooking at home saves the average family more than you probably realized. And you hone a new skill at the same time. .uaad82e27580a8ff46904b1036db5de39 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .uaad82e27580a8ff46904b1036db5de39:active, .uaad82e27580a8ff46904b1036db5de39:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .uaad82e27580a8ff46904b1036db5de39 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .uaad82e27580a8ff46904b1036db5de39 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .uaad82e27580a8ff46904b1036db5de39 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .uaad82e27580a8ff46904b1036db5de39:hover .postTitle { text-decoration: underline!important; } READ Colleges and Universities in Guam Pursuing Online Education in GuamNext make a budget and consider it the unbreakable law. Find out how much you are able to spend save, and stick to it! Dont impulse buy. Walk away for a few hours from items that you see, and then come back to the situation later on to decide if you really do want to purchase it. Surprisingly, you will find that there are many things you dont really want or need. Lastly, consider hiring a real financial analyst to help you take the steps to become your own. Though costly, they are a money saver in the long run. Do what you need to do to achieve self control. You will thank yourself later. It is easier than you think to financially analyze your own situation. Everyone has the opportunity to be successful in money and in life. Give yourself the chance that you deserve. .u00a15324d07533103b6fd2e5bef18c34 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u00a15324d07533103b6fd2e5bef18c34:active, .u00a15324d07533103b6fd2e5bef18c34:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u00a15324d07533103b6fd2e5bef18c34 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u00a15324d07533103b6fd2e5bef18c34 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u00a15324d07533103b6fd2e5bef18c34 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u00a15324d07533103b6fd2e5bef18c34:hover .postTitle { text-decoration: underline!important; } READ Bachelor of Arts in Organizational Management Teaching People Skills for Effective Management Related ArticlesLife is the Best Financial Planning EducationOnline Degree Programs The Pros and Cons of Enrolling in Higher Education through Distance ProgramsHeroes of The Information Technology BusinessAA Business Watch Out for these Common Degree ScamsA Career in Accounting Can Really Add UpFinancial Planning a Worthwhile Career

Motivation The Undelying Cause on Peoples Behaviors

Motivation is the underlying cause on people’s behaviors. There are two major categories of motivations: Intrinsic motivation; extrinsic motivation. Intrinsic motivation relates to positive internal needs and extrinsic motivators are some external instrumental values (Ryan Deci, 2000). There are many theories that try to explain intrinsic motivation. In cognitive evaluation theory (CET)-a branch of self-determination theory, intrinsic motivation is the need of competence and self-determination (Deci, Koestner Ryan, 2001). Accordingly, it suggests that strategies that enhance the need of competence and autonomy can promote intrinsic motivation. For example, informational rewards such as positive feedback contribute to intrinsic motivation by enhancing perceived self-competence. Choices and chances for self-directions can improve intrinsic motivation too, because they bring about a sense of autonomy (Deci, Koestner Ryan, 2001). In teleonomic theory of the self, intrinsic motivation is viewed as a self-reinforcing. It studies what happens when people feel intrinsically motivated. Two essential factors are mentioned: flow-a positive and intensive psychological state which makes people fully engages in the task and a perceived balance between challenges of tasks and s elf-skills (Waterman et al., 2003). In order to reach the state of flow, people have to perceive balanced and high levels of task challenges and skills (Waterman et al., 2003). In eudaimonistic identity

Gender Differences Essay Example For Students

Gender Differences Essay When each of us was in our mother’s womb and shortly after we were conceived we did not have anything or anyone influencing the way we acted. After birth within a couple of months, although we do not remember but we can observe, our fathers and mothers were bearing an influence on our lives. While we were growing up and still to this day our surroundings influenced the way we think and behaved in our daily lives. We know people who are different in many ways and people who are similar to us in many ways. These differences and similarities take on different characteristics some are more subtle and some are very out right noticeable. However, for each individual the differences and similarities from one person to the next are going to vary in different ways. People all have relationships and these relations are how we identify with our friends and other people. One of the most noticeable characteristics between all people is the fact that some are male and some are female. On th e other hand the masculine and feminine traits in people are not nearly as noticeable even though all people show characteristics of both. The differences in males and females to most people are obvious; their biology is different causing them to have different sexual traits. They have different organs and different chemicals that make a man a male and a woman a female. However, biology is not selective within one generation and does not choose the characteristics males and females portray throughout their lives. I say one generation because an example of color blindness is brought up on page 16, but this is a random selection of one generation to the next generation in males. Also, some characteristics are learned and some are instinctive. I believe that much of society has played a role in what the male and the female so-called identities are today. An outrageous example being that the female is to stay at home with the kids and the male is to go off to work and support the family . Let me say this; I would love to stay home and have my wife go off to work, not that it is easy but I just don’t like work. These traits that people portray have been a cause of culture bearing down on society for a long time influencing people to become masculine or feminine. Though this is a tough statement to defend because it has been happening for so long that it seems normal. It seems as though there is a direct relationship between the male being masculine and the female being feminine, but is there?After the reading and thinking in depth about this subject I now question the actual relationship of the masculine male and the feminine female. To put an answer to my stated question I would say that in today’s society the two are directly related. Society has forced males to be the masculine guys that work on cars drink beers and watch football. And in just the opposite case the women have been molded to think that they are supposed to cook dinner and clean the h ouse. More frequently however, I have seen somewhat of an evening out in the role of the standard male and female. As people become more educated and better understand that females and males are just biologically different in some ways people seem to be realizing that they do not have to play a masculine or feminine role in life. Males are doing what may have been considered a more feminine task and females are taking on more masculine tasks in life. More equality is being achieved through individualization and education, and society is realizing that just because a female shows masculine traits or vice versa does not mean they want to be a male or a female. .ube2d4b19284bd804a29f409559854db8 , .ube2d4b19284bd804a29f409559854db8 .postImageUrl , .ube2d4b19284bd804a29f409559854db8 .centered-text-area { min-height: 80px; position: relative; } .ube2d4b19284bd804a29f409559854db8 , .ube2d4b19284bd804a29f409559854db8:hover , .ube2d4b19284bd804a29f409559854db8:visited , .ube2d4b19284bd804a29f409559854db8:active { border:0!important; } .ube2d4b19284bd804a29f409559854db8 .clearfix:after { content: ""; display: table; clear: both; } .ube2d4b19284bd804a29f409559854db8 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ube2d4b19284bd804a29f409559854db8:active , .ube2d4b19284bd804a29f409559854db8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ube2d4b19284bd804a29f409559854db8 .centered-text-area { width: 100%; position: relative ; } .ube2d4b19284bd804a29f409559854db8 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ube2d4b19284bd804a29f409559854db8 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ube2d4b19284bd804a29f409559854db8 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ube2d4b19284bd804a29f409559854db8:hover .ctaButton { background-color: #34495E!important; } .ube2d4b19284bd804a29f409559854db8 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ube2d4b19284bd804a29f409559854db8 .ube2d4b19284bd804a29f409559854db8-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ube2d4b19284bd804a29f409559854db8:after { content: ""; display: block; clear: both; } READ: Christopher Columbus Essay With the knowledge that I have gained from the reading and the beginning discussions of class I believe that sex and gender are well defined for most use in common-day language. The author of the first article, Gentile (pg. 14), went overboard in trying to think of 5 terms to describe these two different words. I agree more with Deaux (pg. 22) in the sense that a clarification of each word could be taught, like â€Å"sex linked† or â€Å"gender linked.† This clarification would help people better understand that male and female roles do not have to be quite as closely associated as people believed in the past. This would alleviate much of the societal pressures and influences that come with the masculine and feminine definitions used to describe a person’s traits. Bibliography:Man-Made medicine and Women’s Health: The Biopolitics of Sex/Gender and Race/Ethnicity. In: Questions of Gender: Perspectives and Paradoxes. (Anselmi, D.L., A.L. Law, editors), McGraw Hill, 665-689.

Rights of Women an Example of the Topic Government and Law Essays by

Rights of Women Introduction Women rights can be defined as freedoms for women and girls in the society (Cook, 1993) and may include, the right to vote, hold public office, own property, to fair wages, to education, to bodily integrity, to autonomy, to marital rights, to work, to religious rights, to serve in military as well a the right to get involved in legal contracts (Cook, 1993). Need essay sample on "Rights of Women" topic? We will write a custom essay sample specifically for you Proceed Women have been for a very long time, sidelined and discriminated in job opportunities and other spheres of life by the men and by the society. Throughout history, majority members of the society have been gendered into constructing women as the weaker sex. This has had a devastating effect on the women. As a result, women have missed job opportunities, women have been sidelined from taking political office, and women have been denied equal access to land and other property and as well being given a different treatment when it comes to serving in the military. This paper will analyze factual and current literature on the political and military rights of women in five countries namely; India, Egypt, China, Iraq and Canada. It is worth noting that, rights of women is an issue that has been influenced by very many factors. The right of women is not an issue which just happened. The reasons for denial of same rights to women as given to men largely depend on a given society and the reasons vary from country to country and from region to region. Religion plays a big role in access of same rights to women as many. For example in Iraq and Egypt which share the same predominant religion, Islam, and the laws concerning military and politics are inclined towards the teachings of Islam (Afshari, 1994). Women in the both countries fail to participate in politics as a result of the religious beliefs. Another factor which determines why women do not have same access to military and political jobs is based on the cultures of the two countries. Both Egypt and Iraq have very conservative cultures and in both countries men are regarded as very powerful and important than women. Therefore, they are tasked with military duties which require strength and perseverance, something which the two cultures view women as lacking. History has also played an important role in determining the stance the two countries have taken against women. Largely, both countries have not embraced democracy since independence. Cases of revolutions and coups in both countries have had a bearing on the leaderships of the countries. For instance the leadership of Saddam Hussein in Iraq watered down any political gains the society had achieved in that country. Under the Saddam regime advocates of political rights for women were seen as enemies of the state and agents of the west; such were dealt with mercilessly. Iraq has faired well compared to Egypt, for instance, the Iraq provisional constitution of 1970 granted equal rights to women. Therefore women were entitled to vote, to education, to run for political office but all those achievements were diluted by subsequent political environment. Therefore the current situation has got to do with political instability which has made it unattractive for women to join the military or politics. Indeed in 1986 Iraq had ratified the convention on elimination of all forms of discriminations against women. All the gains were quickly watered down with the presidency of Saddam with several decrees being passed which dealt a blow to women political and military rights. The unusually tough stance on issues regarding to women political rights led many women to go into exile in fear of their lives. The leadership would go in as far as to gang the media to make sure that no form of feminism ever cropped up in Iraq (Suad, 1992). The same case is true for Egypt. The leadership of the country has never embraced women rights although it takes a rather softer stand on the issue of women and politics compared to the current Iraq. The media which is very core in advocating for equal rights for women is censored so much that to operate in Egypt, a media house has to be conformist. There is no freedom of expression just as it is the case with Iraq, any one who voices concerns about women rights is seen as a dissident something which is punishable by death. The womens rights law of 1979 had become instrumental in the struggle for women rights (Suad, 1992). But soon after the 1979 women rights were reversed and since then Egypt continues to be a country where wom en rights are violated. Therefore due to lack of freedom of speech, the societys construction of women as weak and not as able as men, the treatment of women as inferior, the historical events in regard to the leadership of both Iraq and Egypt have all been instrumental in denying women their universal and natural rights to join politics and the military (Suad, 1992). The situation has become so complex that it would seem no women are interested in that kind of jobs any more. There are very few civil rights groups allowed to operate in both Iraq and Egypt due to political reasons. Therefore the matter is rarely discussed in public and when it happens, it is the leadership denouncing the idea or even spelling tough warnings against any would-be advocates and activists. Unless there is the good will from the political leadership of both Egypt and Iraq women are likely to continue suffering from denial to political and military rights (Suad, 1992). The society also will have to do away with their gender construction of women as weak by borrowing from other countries in the west and even in Africa whereby women have proved to be a good match for men and have even at times outdone the men. Taking an example from Africa, Liberia currently has a woman President. It is worth noting this country has a political history of civil war just as it is the case for Iraq. Barely a year since President Johnson Sirleaf took charge; there is every indication that the country is steadily growing both economically and politically (Alston, 1990). All this is happening under the political leadership of a woman. Therefore Egypt and Iraq have a great deal to learn from Liberia. India has a good history of empowering women both politically and militarily. India has women soldiers serving in UN peace keeping missions. This is a clear indication of how far India has gone in terms of human rights and women rights in particular. The constitution of India has provided for equal rights for both women and men and does not offer any preferential treatment to either women or men. Therefore the constitution has played the most significant role in shaping women rights in the country. In addition to the Prevention of Human Traffic Act, the Sati Act, and the Dowry Prevention Act, there is a need for more elaborate laws to enhance women rights. The influence of the British as the colonizers during the pre-independence also played a role in women empowerment. This is because the British themselves although male dominated they were open to contribution of women in politics and military. Of significance is the fact that British was under the political leadership of a woman, Queen Elizabeth II, something which Indian women could have been inspired by. Religion also has had a role to play in India in that the dominant Hindu and Buddhism did not have radical stance against women. Compared to Islam, which is dominant in Egypt and Iraq, Hinduism and Buddhism welcome empowerment of women in the society (Cook, 1993). This is evident in that India has on numerous occasions voted in women as Prime Ministers. Again India has flourished economically under the political leadership of women. These women have served as role models for young generations of women who continue to strive free of any negative gender implications. Although in terms of political and military rights India has empowered the women. This does not imply that there are no other issues of women rights. For instance the larger Indian community continues to advocate for selected births whereby giving birth to a boy is considered to be better than giving birth to a girl. This has something to do with the religious and cultural beliefs and it is therefore a women rights issue and one area which India should change. India upholds the democratic rights of women and there are very many human rights and women rights activists who fight abuse of women rights. This is very important in that even if the women are given military and political rights but are subjected to sex abuse which is very rife in India, the girl child may never live to access or to exploit the military and political rights. It is worth noting that both political and military rights are some rights which not every woman in the society can take advantage of. For a woman to enjoy or utilize these rights, they need to have led a life free of sex abuse, and girl child discrimination (Cook, 1993). Therefore India needs to empower women rights form childhood by discouraging sex discrimination and fighting sex slavery. Only then will the women enjoy the military and political rights offered in the constitution. China is a conservative society which does not embrace women empowerment politically and militarily rights (Bunch, 1990). Again this has been influenced by historical factors, religion and culture. In China women are allowed to take up political positions or to vie for election posts but rarely get elected due to cultural barriers. Human rights are hardly upheld in China, let alone women rights. The country does not encourage criticism and therefore women rights activists have not made progress in convincing the government to recognize women political and military rights. The Chinese constitution provide for equal rights for men and women in terms of property ownership, jobs and education (Bunch, 1990). However the law is rarely followed something which has seen women denied equal political and military rights and when women enter the military, it is under a different footing form that of men, for instance most of the recruits to the army are volunteers. China can learn a great deal from India and Canada which have fully benefited from the input of women in both the military and politics. China will need to embrace the role of women in the society and change the constitution inorder to have a level playing ground for both men women. Canada on its part is a role model when it comes to women rights and military rights. The countrys constitution empowers women to seek any political seat in the country as long as they are citizens. Therefore in Canada, political representation in the parliament is a fair one for both women and men (Bunch, 1990). Canada is one of the few countries in the world to embrace gender equality as well as promotion of women rights and it has incorporated this in its foreign and domestic policies. Therefore Canada has excelled in terms of women political and military rights. Canada also is a signatory of the convention on the elimination of all forms of discrimination against women. Conclusion Rights of women are very important in if the world aims to truly co-exist in a peaceful manner. The highlights of China, Egypt, India, Iraq and Canada are an indication of where the world is, in terms of gender equality and human and women rights. The five countries represent many countries and shows how the world treats women in terms of access to military and political rights. The lesson derived from the above discussion is that both national and international law is very important factor if the world is going to embrace women rights. References Afshari, R. (1994). An essay on Islamic cultural relativism in the discourse of Human Rights. V.16 Human Rights Quarterly. Alston, P. (1990). The UNs Human Rights Record: From San Francisco to Vienna and beyond. V.16 Human Rights Quarterly. Bunch, C. (1990). Women Rights as Human Rights: Towards a Revision of Human Rights. V. 12 Human Rights Quarterly. Cook, R. (1993). Womens International Human Rights Law: The way forward. V.15 Human Rights Quarterly. Suad, J. (1992). Elite strategies for state-building: Women, Family, Religion and state in Iraq and Lebanon: in women, Islam and the state. Deniz, Kandiyoti. Leiden. The Netherlands: E, J. Brill.